Archived
Can I sell vehicle prior to filing for chapter 7 bankruptcy and then use California Wildcard exemption to protect cash proceeds?
Maureen's answer
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Answered on February 12, 2014
Selling an asset results in income which you must account for in your Means Test if it happens in the 6 months prior to the filing month. Be careful.
Archived
Can i discharge debt on 2nd mortgage line of credit with bank of america.
Maureen's answer
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Answered on February 11, 2014
I believe the program you are thinking of is a loan mod program through the bank. You should call Bank of America and ask them.
Archived
What is the 240 day threshold in regard to the BOE filing a Notice of Determination and me filing bankruptcy?
Maureen's answer
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Answered on January 30, 2014
I think Ms. Larkin is probably right. The Board of Equalization is probably saying that the taxes were assessed less than 240 days before the...
Archived
I want to file bankruptcy for chapter 13. I read that the last 4 yrs of taxes are due. I have not filed 2009 - can I file?
Maureen's answer
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Answered on January 22, 2014
If you did not file because you were not required to file, the missing 2009 return should not pose a problem.
If you did not file and...
Archived
Should I file for bankruptcy?
Maureen's answer
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Answered on January 08, 2014
With proper planning, you should be able to keep your husband's car. A reaffirmation is certainly possible but may not be necessary, depending on...
Archived
Can a abstract of judgement be enforced after discharged in chapter 13
Maureen's answer
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Answered on December 26, 2013
The liens will be enforceable against your real property. The creditor will not be able to seize bank accounts or garnish wages.
Archived
Bankruptcy-What is the total combined salary (income) may someone receive and still be able to file for bankruptcy?
Maureen's answer
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Answered on November 20, 2013
As all the other answers let you know, there is no magical number. Most San Diego attorneys offer free consultations to answer the question of...
Archived
Can I walk away from a second house in FL because I can't afford the payments and don't live there?
Maureen's answer
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Answered on November 18, 2013
If your first bankruptcy was after you took out the loan(s) on your Florida house, it is possible that the loans may already have been discharged. ...
Archived
How to remove a judgement lien after bankruptcy?
Maureen's answer
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Answered on November 08, 2013
Ms. Rode's answer as to how to proceed in bankruptcy court is very good. There are a couple of other possible ways to deal with your situation. ...
Archived
Do I need to amend my Chapter 7 petition for a loan that was denied reaffirmation by the judge?
Maureen's answer
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Answered on October 29, 2013
You do not need to amend the petition after the denial of reaffirmation.
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