Creditors have 60 days after the initial 341 meeting to file adversary action for fraud to challenge dischargeability. Providing false information...

I'd like to know about how long a forclosure takes if I stop making payments after bankruptcy

Depends on when the creditor decides to foreclose. If they file a relief of stay motion, the foreclosure can happen while your bankruptcy case is...

I was sued for $2,328.66 for past deliquent credit card; I was served yesterday and do not have the cash nor the credit to pay.

Besides responding to the lawsuit, the creditor might be open to a repayment agreement or settlement. Contact attorney for creditor to discuss. ...

Is low cost/free bankruptcy filing available for someone living on social security disability?

You are not likely to be sued for pay day loans. Typically, the amount owed does not justify the cost of suing. Besides that, your social...

Does the bank have to pay off liens like hoa dues after a bankruptcy and before they can get the property back.

I assume that the property was foreclosed upon, since you don't indicate one way or another. HOA fees incurred prior to filing of your bankruptcy...

How can we, as individuals, collect a personal debt without going to small claims court?

I can't think of any way to collect other than voluntary payments by borrower without suing in court. You don't need a lawyer to use small claims...

What to do with a lein on property that my wife ran a credit card debt to 17K?

The only way to find out is to attempt to offer a settlement and see what is accepted. Typically 60% of total amount owed is quite doable and on...

I am being sued by a debt collections company in California that bought my $3000.00 debt from Wells Fargo.

Agree with other counsel and it's 10 years and can be renewed every ten years adding interest to the debt. If your only source of income is social...

Can I file a Chapter 7 Bankruptcy before filing my 2010 and 2011 Tax Returns?

You should file the returns before you file your bankruptcy, unless you know what refund you will be receiving, if any, and also what your income...

If I have filed bankruptcy on my home can my mortgage company still modify my mortgage and work with me?

Filing for bankrutpcy does in itself alter your ownership interest in the property. Apparently, there has been no foreclosure since lender is now...