Archived
How much credit card debt is needed if I make 80,000 in new york before taxes to file bankruptcy chapter 7...home I owe 250,000
Kathryn's answer
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Answered on August 25, 2012
Taking out loans and using your credit cards while contemplating bankruptcy is fraud and could very well leave you with non-dischargeable debt...
Archived
Can my son walk away from his mortgage with a short sale?
Kathryn's answer
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Answered on August 25, 2012
I'm going to assume there is only one loan on the property. In California if a lender proceeds with non-judicial foreclosure, there is no...
Archived
My husband left me and our kids, and is filing chapter 7 bankruptcy. He said that he is not including me, can he do this?
Kathryn's answer
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Answered on August 25, 2012
Just to add, you can obtain copies of his bankrutpcy petition and keep track of the case by going to www.pacer.gov. Filed papers, with the...
Archived
How can I speak with the collection agency without reviving the debt?
e-mail: [email protected]
Thank you
Norma
Kathryn's answer
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Answered on August 25, 2012
Agree with other counsel. It's not uncommon for collection agencies to step up aggressive collection tactics when all other legal avenues of...
Archived
Can I include a house in a Bankruptcy that I am still paying on?
Kathryn's answer
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Answered on August 25, 2012
It's common for people to think that just because the mortgage payments are made separately that the debt itself is not "included" in the...
Archived
I need advice on my Chap. 7 in regards to our exemptions.
Kathryn's answer
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Answered on August 25, 2012
Agree with Attorney Stumpf, I never list individual assets of a corporation owned by the debtor in a personal bankruptcy asset schedule. I do...
Archived
Are there any advantages in claiming bankruptcy in Florida vs Alabama?
Kathryn's answer
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Answered on August 23, 2012
Get a consultation from a bankruptcy attorney. Many years ago, some people would move to Florida and file Bankruptcy there if the exemptions in...
Archived
After our Chapt. 7 bankruptcy is discharged and we did not reaffirm How can we do cash for keys? We are current on mortgage.
Kathryn's answer
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Answered on August 23, 2012
Agree with other counsel. If there is some legitimate reason for delaying the filing, your attorney doesn't have time to get to it is not one of...
Archived
Bankruptcy question
Kathryn's answer
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Answered on August 23, 2012
In US, all current bankrutpcy laws apply to you, even if you are working outside of US. This includes disclosure of all assets, regardless where...
Archived
How long do I have to pay on a judgement against me? I have been making mo thly payments for ten years.
Kathryn's answer
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Answered on August 21, 2012
When the amount is paid off or if and when the judgment expires because creditor fails to renew it before expiration. I believe judgment in...
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