Archived
Judgement against me for over $60,000 was never acted on. Should I contact them before they do a sneak attack?
Kathryn's answer
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Answered on September 08, 2012
Judgments in California are good for 10 years and can be renewed anytime before the 10 years expires so just because nothing has happened yet...
Archived
1st and 2nd mortgage thru same lender. 1st foreclosed, auction 3/2012. Moving out of state. How to get 2nd written off and 1099?
Kathryn's answer
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Answered on September 08, 2012
A lender writing off a loan really has no bearing on you. It's an accounting process for them but does not change whether you owe something or...
Archived
I'm in a debt settlement program. Can debt collectors contact me, even though I've asked them to speak with my authorized rep?
Kathryn's answer
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Answered on September 08, 2012
To invoke Fair Debt Collection Act protections the request to cease and desist personal telephone contact from a debt collector must be made in...
Archived
Can i file bankruptcy after having signed a settlement.agreement?
Kathryn's answer
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Answered on September 08, 2012
You can file, whether you qualify for chapter 7 discharge or have to repay all or portion of your debts under chapter 13 and whether this...
Archived
In a foreclosure, if the bank doesn't find a buyer on the date-of-sale, and thus takes possession of the deed. . .
Kathryn's answer
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Answered on September 06, 2012
Trustee Sale date is THE date.
Archived
I received a Ch. 7 case dismissal notice because I was late on the final fee installment payment. What can I do?.
Kathryn's answer
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Answered on September 06, 2012
You might be successful in filing a motion to vacate and paying the fee installment. I'm just concerned that there may be other problems in your...
Archived
Can a hospital place a lein on our house and our car
Kathryn's answer
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Answered on September 06, 2012
A creditor can put a lien on your property as long as they go through all the legal procedures to do so. First, they typically try to collect from...
Archived
Can a Creditor Sell a Note (Debt) when The Debtor has Filed bankruptcy & the Regular Autom Stay in in Effect?
Kathryn's answer
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Answered on September 06, 2012
The new party has only the same rights as the previous party. Therefore if automatic stay is in place it will apply to whoever owns the debt. If...
Archived
The Debtor in BK falsified financial info on his means test, and does not qualify for Ch7. How to request conversion to CH 13
Kathryn's answer
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Answered on September 06, 2012
If you have information regarding any bankruptcy fraud or abuse, please contact the United States Trustee in
writing at 402 West Broadway, Suite...
Archived
I hired a BK attorney in Feb 2012 to file Ch 13. The discharge has been continued for a month 4 times due to atty errors.
Kathryn's answer
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Answered on September 04, 2012
Nice man or not, if he can't do the job, you have to move on. Find another attorney willing to step in on a case, many will run from you not...
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