Should i file for a reaffirmation or pay and retain on my car loan?

Some lenders won't let you keep the car unless you reaffirm, even if you continue to make payments, for example Toyota & Ford Motor Credit. If...

Underpaid Wages received ($6k) right after BK Ch 7 filed... Is the money exempt??

You should have listed the possible litigation as an asset on schedule B and exempted it with whatever exemptions were available to you, I'm...

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How do I get my name off a mortgage with a second (HELOC) on a house that is $100,000 upside down?

The only way to get your name off the loan is to refinance the loan, which I'm guessing you can't because ex can't get a loan on a home that is...

I am being sued by Cach, LLC. I filed bankruptcy 3 1/2 years ago. If all debts were discharged, can they sue legally?

If the lawsuit is against your wife and the debt was incurred prior to the bankruptcy and the debt was listed in her petition, then you should fax...

II'm in debt and am considering debt consolidation versus settlement with creditors. Which is the best way to handle this?

To get legal advice on how to best handle a situation you should sit down with an attorney and discuss many details about your financial situation....

How can i have a warrant for arrest over a bank debt?

You cannot go to jail for a breach of contract, which is what you do when you don't pay debt you owe. You can however get a warrant for your...

Is this bankruptcy fraud?

If she didn't list the asset on her BK petition, she committed fraud. If she didn't know about it coming at filing but received it after she filed...

What are the Debt requirements to file bankruptcy chapter 7 in the state of California?

When the debts is low enough to consider bankruptcy alternatives like debt settlement or debt consolidation I typically explain these alternatives...

Calif chapter 7 bankruptcy. Looks like I'm using 703 exemptions. What is available in CA for a potential claim against employer

If you don't list this as an asset on schedule B, the employer can use your petition as evidence that you have no claim against them since you...

Can I sue Sallie Mae for dropping me out of a 15 month rate reduction program due to their representatives error?

Can you sue? Why not. Can you win? Unlikely. This will be David versus Goliath and David more than likely lacks money to pay for legal...