I quilify for chapter 7, the sheriff levied my account 6 days ago, $21000, i am filing for chapter 7 on thursday,

I think 30 days is optimistic, but perhaps this is true for San Fran area. Sheriff in LA can take as long as 3 months and sometimes they don't...

How do I get out from under or pay my debt?

How do you pay the debt? Unfortunately sometimes circumstances make it impossible for an individual to pay off their debts and it sounds like you...

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Can they charge me with fraud?

Highly unlikely. Also unlikely that they would sue you for the money unless the amount is significant, at least couple of thousands of dollars. ...

Chapter 7 bankruptcy fee waiver

In my jurisdiction, the fee waiver is decided upon within 2-5 days. The debtor is mailed a letter stating whether the fee waiver was granted or...

I need to know if I should do a debt reduction service.

Their office in Florida is rated F by Better Business Bureau ...

Is there such thing as "further collections" when a medical bill is already in a collection's agency?

more phone calls, letters, reporting to credit bureaus, and possibly a lawsuit, remote chance of lawsuit though because the amount hardly makes it...

How do I stop these people from calling me?

If you send them certified mail cease and desist letter along with denial of owing them any debt, you will have proof if you wish to file any...

If I settle with a collection agency for pennies on the dollar, how much will I be taxed for in the end?

You are taxed on the amount of the forgiven debt, unless you can claim an exemption from taxation based on insolvency. IRS provides information on...

I have lost my job. I want to know how, or what the law says about filing bankrupt. I don't even spell it right. Sandy

What the law says about bankruptcy takes up a whole section in the law library. Should you file? That's something to discuss with an attorney,...

How long is a mechinics lien valid after the filing date?

Lien is good until debt is paid off.