I have private student loans that i am default in.

Unfortunately, with private student loans, there are very limited option. They can demand full payment and they can sue and go after borrower and...

How much does it cost to file for bankruptcy?

Agree with other counsel, average rate is about $1,500. I've found the credit counseling course through ...

Collection Agency said we owed $600 from a 13 yr old bill. We paid the bill but that was 13 yrs ago can't find paper work.

Ask in writing for proof that you owe it.

I have one internet payday loan of $260.00. If I pay it off in full, my debt is paid off?

Strange question. The debt is paid when you pay the payoff amount. So what is the payoff amount?

How will closing and opening credit cards affect my credit score?

For some insight on credit scores, check out "Credit scores and credit reports: how the system really works, what you can do" by Evan Hendricks. ...

If my husband files backruptcy without me, is property that I owned before the marriage or money from an inheritance safe?

If he wasn't on title, how could he execute a quit claim? Debtor is required to disclose all of debtor's assets, including community property....

Anyway to terminate a reverse mortgage foreclosure and receive an extension?

I've added new tags to your question: real estate, foreclosure becuase what you probably want is to ask your question in Real estate & foreclosure...

I had a chapter 7 bankruptcy 3 years ago that did not include my home. apparently my attorney never filed for reaffirmation

The bankruptcy filing did not get rid of your ownership in the property. Not having reaffirmed the loan (which BTW is not a bad thing) is not...

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My boyfriend has a judgement from credit card debt...can they seize a vehicle that is in both our names to help settle debt?

If the vehicle has equity in it and that equity value is in excess of Florida state exemptions the answer is yes they can. Whether they will is...

Can judge make me surrender my home in chapter 7 BK

Agree with other counsel. Something seems amiss unles there is considerable equity in the home and you can't exempt it under Illinois law and even...