I can't find housing because of my sudden decreasing FICO Score because of my divorce and shortsale? How do I find a place ?

First off, it's up to you to be sure that your credit report is accurate. See http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre13.shtm for...

I need a recommendation for a real estate and bankruptcy attorney. I am disabled and low income senior. I live in Oceanside,CA

Avvo is for asking legal questions but attorneys who are answering these questions are not allowed to solicit individuals who post questions or...

Stoping a ganishment

I've added some more tags to your question which can hopefully elicit some more responses. It is possbile to vacate a judgment, especially if the...

I have a loan through a check cashing kind of loan company, i lost my job and am now on unemployment can they garnish this mone

I wish I had a hundred dollar bill for every time I've heard this one with regard to pay day loans. Debtors prisons were abolished I think like...

Hello i had questions regarding an account that was sent over to collections

Only the entity itself that sent you the different bills can explain why this happened. I think maybe your question is what can you do about...

Can a small claims judgement be listed as a creditor when filing for bankruptcy?

You must, not just should, list all debt obligations. Whether it is dischargeable in bankruptcy depends on what kind of debt it is.

I filed for bankruptcy a year ago and got a discharged. Can I motion for the discharge to be put aside and refile a new motion.

You can't go back and undo the previous case. HOA fees after filing are your responsibility until bank takes the property. One way to try to...

What does a creditor look at before deciding to get a judgement?

This question is kind of equivalent to asking what does a person look for in deciding whether they want to marry someone. It can be any number of...

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Same collector contacted me 2 yrs later after a certified debt validation letter was sent but I never received a response. Help!

Just to clarify it is not a violation of the Fair Debt Collection Act not to respond to the request. The violation stems from the fact that...

What is the statute of limitations for both private and government student loans in California?

I completely agree with Ms. Espada and can only add that if you are having trouble with paying your federal loans there are repayment options...