Legal Aid, law library, local bankruptcy court's website are all resources for pro pers. Expect to put in significant amount of time and effort,...

Usually if the Bankruptcy is filed before the furniture is taken the finance companies just let it go, businesswise they are typically not worth...

It really is up to the creditor. Typically lenders or third party debt collectors aren't hard up for cash and can afford to collect over time the...

Unless the judgment is a result of a lawsuit claiming fraud, so it would be exempt from discharge, placing a lien on any property of the Debtor...

If it was a refinancing, it would be a new loan, nothing to do with the old one subject to discharge in the bankruptcy and so creditor can report...

Your lawyer did the smart thing. I would never want a client to reaffirm a mortgage and if a client insisted I would try and talk them out of it...

Impossible to say without looking at your petition and potentially other documents and information. I would start by looking at the list of...

As a debtor's attorney I would argue that this is an attempt to coerce a collection of a debt in violation of bankruptcy automatic stay and/or...

If you can't collect voluntarily you would go to Small Claims court. Getting a judgment sometimes is easier than collecting though if the person...

Typically, the sooner a case is filed, the sooner it is over, and the sooner one can move on and get credit improved. Whether to file is a big...