Archived
Can a lien be placed on my primary home in one state from an unpaid investment property in another state?
Kathryn's answer
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Answered on October 31, 2012
Yes a lien can be placed on your property. Consult with a local bankruptcy attorney to discuss what options there may be to protect your property.
Archived
In CA - NOD was filed by new 2nd lender and now have a trustee sale date on property that is underwater
Kathryn's answer
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Answered on October 31, 2012
It all sounded great until you said attorney advice was to file chapter 13 and then convert to chapter 7. You cannot remove the second mortgage...
If We give our RV back to the bank are we held liable?
Kathryn's answer
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Answered on October 31, 2012
Yes they can come after you for the difference between what the motorhome sells for at auction and what is owed, plus costs. Bankruptcy may be an...
Archived
I have a collection agency trying to collect on a debt from 2007 can they do that
Kathryn's answer
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Answered on October 31, 2012
Depending on what type of debt it is, there is likely a statute of limitation that applies as far as suing you in court to try to recover the debt...
Archived
Eng arm loan back 2004, looking for help to see if I can convert my neg arm to conventional
loan with fixed rate. as
Kathryn's answer
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Answered on October 31, 2012
Seems more of a loan financing question rather than a legal one. Perhaps you can talk with some mortgage brokers and/or your lender. A mortgage...
Archived
My paycheck is being garnished 25% for a doctor bill and I can barley survive. Can I get it reduced to 10%? Where do I start?
Kathryn's answer
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Answered on October 31, 2012
The garnishment rate is set by law based on your income so they can't take anymore then they're allowed to take. I know this may sound harsh but...
Archived
I I recieved a call a week ago and they told me that they needed my info. because apparently I have been subscribed to their....
Kathryn's answer
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Answered on October 31, 2012
This does sound like a scam. But even if it isn't, you have a right to dispute any debt by sending written request to creditor demanding they...
Archived
On the on-line PDF Bankruptcy forms there isn't enough space to fill in the answers. Do I attach extra sheets of paper?
Kathryn's answer
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Answered on October 30, 2012
Any bankruptcy attorney who files cases regularly uses special bankruptcy software (not worth the cost to file just one case) so we don't mess...
Archived
I had to file chapter 13 bankruptcy in 2009
I got remarried in 2012 the bankruptcy court is now going after my current husband
Kathryn's answer
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Answered on October 30, 2012
Could you be more specific about what you mean by "going after my current husband"?
Archived
Do I still have to pay HOA Dues on property lost in bankruptcy ?
Kathryn's answer
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Answered on October 30, 2012
Any HOA fees incurred after the bankruptcy filing are not part of the bankruptcy case you filed and are your responsibility until you are legally...
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