Archived
I am a married woman in California. Could I purchase a separate real estate property? If YES, what are my steps and legal forms
Kathryn's answer
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Answered on February 04, 2013
How you hold title is not determinative as far as whether the real estate is deemed to be separate property upon divorce. So you can fill out...
What do I do about a 1099-C I received on a debt discharged in bankruptcy?
Kathryn's answer
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Answered on January 27, 2013
You will want to include with your return form 982 to alert IRS that this debt was discharged in a title 11 case and therefore should not be...
Archived
How honest should I be with my bankruptcy attorney if I had willfully ran-up credit card charges prior to filing BK?
Kathryn's answer
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Answered on January 27, 2013
Typically retainer is not refundable. If you pay the attorney, hide critical information, and after doing considerable work the attorney finds out...
Archived
Should we move into a short sale before the sale is approved?
Kathryn's answer
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Answered on January 26, 2013
Problem is that if the short sale doesn't go through, you'll be spending money to move again and this could happen very quickly if the short sale...
Archived
Can I sue the bank for letting a creditor garnish an account that was soley for unemployment (not comingled with anything else)?
Kathryn's answer
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Answered on January 26, 2013
I'm not aware of any law that requires financial institutions to review accounts and determine if the cash in it is exempted or not from a bank...
Archived
If I am a distressed Seller and back out of a Short Sale in California, will I be sued?
Kathryn's answer
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Answered on January 26, 2013
While it is true that you might be successful in obtaining a loan modification or stop foreclosure by filing chapter 13 bankruptcy and bring past...
Archived
Can I sale parts off of a totaled motorcycle when I chose not to reaffirm?
Kathryn's answer
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Answered on January 23, 2013
You are required to list all debt in your bankruptcy so I hope that is what you did, if not, you should amend your petition schedules and add this...
Archived
AES defaulted on my student loan what can I do?
Kathryn's answer
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Answered on January 23, 2013
If these are private loans, file a complaint with Consumer Financial Protection Bureau. http://www.consumerfinance.gov/complaint/
Archived
What will bankrupcey do for us to try and save our home?
Kathryn's answer
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Answered on January 22, 2013
You'll want to consult a local bankruptcy attorney about possibility of a chapter 13. It's impossible to tell due to lack of details about your...
Archived
I know a Chapter 7 is designed for 'BUMS" but is there anyway I can make a debitor pay (nephew) monies I (uncle) loaned him.
Kathryn's answer
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Answered on December 30, 2012
Sounds like you were listed as a creditor and received notice. To challenge the discharge you would have to prove fraud, your personal financial...
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