Can i protect my PI recovery in addition to my wildcard exemption?

Agree with other counsel, you can't exempt pain and suffering so you'll have to figure out what your PI recovery is made up of. Depending on what...

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What are the ramifications of forcing a house into a short sale (by not making payments on it).

Technically speaking you cannot force a short sale, since lender has the option whether to approve it or not. In this case, if the lender approved...

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I had a first and a second mortgage on my primary home in California, home was foreclosed.

Agree with counsel Whitaker. If you qualify for chapter 7 discharge, this could take care of the debt, if not you can try to negotiate a...

When is a mortgage note no longer enforceable?

There are two things at play when it comes to secured debt obligations, key word being secured. You have a personal obligation to repay the debt. ...

We need an Attorney for debt. consolidation

Consult with a bankrutpcy attorney about chapter 13 to see if it is possible to get rid of the 2nd mortgage altogether through a lien strip or...

Can I file a chapter 7 bankrupcty by myself if I am married?

Yes but be careful and get an attorney, potential minefields here.

Can I file bk since my house has been foreclosed on?

A debtor can file a case anytime, while in foreclosure, pre-foreclosure, post foreclosure. However, whether they will be successful with receiving...

Can I sue my lender for discharging my mortgage in a bk in 09 even though I thought it was left out of bk?

Nothing here suggests any foul play. All debt must be disclosed when filing a bankruptcy. With regard to mortgage debt, the debt was likely...

My lender didn't file a security deed on my home and I filed a chapter 7 against negative equity, can I keep the house?

It seems that you misunderstand what the chapter 7 bankruptcy can accomplish. It does not reduce the balance owed on a mortgage to the value of...

In Chapter 7, when required to send a copy of a schedule to the trustees, should I obtain a stamped copy from the clerk?

It depends on what you mean by other items. If by items you mean the supporting documentations, those are not filed with the court at all, you...

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