I have a case that has just been filed for dismissal on April 15, 2013 due to struggling to make payment. how do i get our of it

Depending on more details about your Chapter 13 Plan and your financial situation, perhaps a Plan modification can help. For something like this...

I have a judgement against me and the are going to garnish my wages they said by 25%. is there anything i can do about this

Bankruptcy can stop wage garnishments.

I can't speak to Freedom Debt Relief, don't even know who they are but understand that some creditors are unwilling to settle and will pursue you...

What does a bankruptcy trustee do exactly?

Aside from things already mentioned, Trustees have the important responsibility of examining the debtors at the creditor's meeting.

Should I attempt to validate a debt that is already off my credit report?

Are you sure what they contacting you about has already been reduced to a judgment in the court of law? If yes, then a settlement, if reasonable,...

Do I need to file BK with spouse in divorce?

The only way to find out if the lawyer will take a smaller amount is to ask. It's not uncommon for attorney to agree to lower fees or accept a...

Can I sue my lender for not helping with modification refi

You can't force a lender to do a loan modification. Unless you have some legitimate claim against the lender for violating laws the only way I...

Im planning on filing bankruptcy in southern california im filing on 704 but i came across a problem i have to vehicles that im

I humbly disagree with my colleagues. The information is outdated. Exemptions have been raised. Under 704.010 the number has been bumped up to...

If a lender violates the automatic stay, how do we go about asking for damages if they withdrew money from debtor checking acct?

This happens, rarely, but it does. Demand they return the money immediately. Most creditors will comply without hesitation, the alternative is...

Does filing for Chapter 7 makes me insolvent when I file my taxes?

If you scroll down in this link from IRS you'll see an insolvency worksheet. After receiving chapter 7 discharge you will note that your...