Portfolio Recovery has filed a civil suit against me in San Diego - haven't been served - find out online.

You can offer a settlement or arrange for repayment plan. When you get the summons a name and contact information for the law firm handling the...

Is there a SOL on debt from a written contract? I live in CA but the contract was signed in CO almost 8 years ago What do I do?

The statue of limitation won't be at issue until/unless creditor files a lawsuit against you at which point if statute of limitation has expired...

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Couple of problems here 1) selling/transferring property on the eve of bankruptcy 2) preferrential treatment of creditors. Talk to the attorney...

What does a credit repair attorney do for you?

Perhaps this will shed some light: ...

Is it a good idea to apply for Credit card from my mortgage bank or auto bank ,or it is better to go to a different bank ?

I don't think it matters where the card is from as far as rebuilding your credit. What matters is what kind of credit terms are being offered. ...

What options can you give me in order for me to handle this situation and be able to pay off my debt?

Focus on getting some income so you can either settle it or set up a repayment payment plan. Of course they will continue to add interest, but...

How long do I need to wait to illegible for mortgage loan if I had a shortsale in 2011 and foreclosure initiated the same time?

This is not so much a legal question because it's not like there is a law out there saying that you have to wait any specific years to obtain a...

House was foreclosed, can second mortgage lender sue me in court for non payment?

Agree that the answer is yes as long as the second loan is a recourse loan. Whether this will actually happen only time can tell.

Will my interest rates increase or will my credit score decreasif I add my wife to my as an authorized user on my credit cards?

Adding someone as an authorized user to an accout does not help rebuild the authorized user's credit because while they are authorized to use the...

I just rec'd a letter telling me that I have to go to court for chapter 7. I am very nervous. My lawyer will not call me back.

does it say near the top "Notice of Chapter 7 Bankruptcy Case, Meeting of Creditors, & Deadlines" if the answer is yes, relax, it's just the...