When would a judge consider that i broke a written contract?

Understand that the creditor may still sue after the SOL has expired. But the passing of the SOL is a defense, so if they sue after it has passed,...

I can't afford to pay my mortgage anymore of $1810 a month.

Could be months or years depending on how fast the lender moves to foreclose. $1800 a month is not a lot to pay for housing so if there is any way...

If you have sufficient wildcard exemption to cover it then you can protect it. Trustee takes non-exempt property.

I owe about 80k on the credit cards, is it possible to file bankruptcy after the judgement against me?

Whether to file, when, and what type of bankruptcy would help depends on more information. I would need to understand things like: assets you own,...

Bankruptcy, Short Sale, Negotiation?

My first reactions is, this person cannot afford to stay in the house if expenses exceed income, but Im wondering what are those expenses. Does it...

Can I appeal a judgement in a civil case if I filed bankruptcy because of the judgement because I couldn't pay?

Bankruptcy will not help you to vacate or appeal a judgment. If that is your ultimate goal then seek out assistance or ask the questions of civil...

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Only debts incurred prior to the filing of the bankruptcy are potentionally dischargeable.

BANKRUPTCY question: If it is the best way out of my situation and if not, what would be a better option?

I cannot answer this without a lot more information and trying to is really a waste. You say your cars and house is paid off. My first thought is...

Im in a chptr 13...the hoa lawyer/collection agency might seek a relief from stay

Please anyone reading this contemplating doing your own chapter 13, take heed, you're heading for a disaster. It took me almost 2 years of doing...

I have a business and it is now starting to make a little money. I have debt up to my neck be

Owning a business that makes money doesn't forbid you to file for bankruptcy. Having said that the question remains whether the business can be...