Should you file depends on many facts of your partucular situation. This is the right time to obtain a confidential consultation with an attorney...

We can only speculate. The creditor we can assume knows more about your financial situation than anyone here on this board. A smart creditor...

I agree with others, there is no effect, however I wonder if bankruptcy under your circumstances is warranted and you could call attorneys to...

What effect does declaring bankruptcy have on a person that is living in the U.S. with a green card.

I agree with the others that there should not be effect unless there is fraud and that given the total amount owed other optioms may be more...

Can I be sued by a collection agency for a debt on a consumer bank account that is older than 7 years?

Come on over and serve it baby. What time will you be here? That is how I would respond.

When I decide to pay a 3rd-party debt collection off, should I ask for anything beforehand?

I agree with attorney Bayer. Statute of limitation is not the same thing as the date when a reporting shows on credit report. If the SOL has...

Debt Settled but real figures not reflected on credit report, What if creditor does not report real numbers?

Dispute the credit report information with the bureaus, include copies of whatever documents you have to support your view. Copy the creditor and...

I live in San Diego, CA I took out a payday loan on line. I paid the loan twice but I believe both companies were frauds.

Not only do we not have debtor prisons but it is illegal to threaten someone with prison for not paying a debt so if you find yourself hearing that...

Unless I know who I am talking with, I dont give out personal info. A legitimate debt collector would send written communications discussing...

Sprint is sending me to a Collection agency for their mistake?

I didnt see a question. Yes this is stressful. The letter from collections should state that you have thirty days to dispute. I would definately...