Dishcharge by major banks?

They can and may. The 90 days shifts the burden of proof on to the creditor. Whether they "usually" do it is hard to say. To answer this you...

Civil lawsuit from 2011 awarded against me

Depending on what type of lawsuit this was the debt might be dischargeable in Bankruptcy. The amount of this and any other debt you may have in...

Anyone here has dealt with the city of San Diego biz loan settlement?

Attorneys arent allowed to solicit business in this forum answering your question could get them removed. May I suggest you make some calls...

Potentially. There are other confidential facts you'll want to discuss with a bankruptcy attorney. A no cost consultation should help you decide...

Major banks extremely unlikely to show up, even if they have an issue they can file adversarial challenges without attending the actual hearing. ...

How likely is original creditor (big banks) to sue.

$10k owed on an account with major finance company, extremely likely.

If I file bank ruptcy alone without my husband, can I not include our joint personal loan and I continue to pay on it?

You MUST list ALL the debts. You can however post bankruptcy choose to voluntarily pay whatever discharged debt you wish. In order to keep the...

Bankruptcy cost?

I've seen Chapter 7 fees locally range from as low as $850 to $2500+.

Should I wait to go bankrupt?

There isnt sufficient information about your income, assets, household expenses, debts to determine if chapter 7 is appropriate or best option. ...

As others have pointed out, she will be responsible for any deficiency. As to how to best deal with this, a consult with an attorney is the way to...