Where on the schedules should I list my wife's upside down financed car when she is not a CO filer in my bankruptcy CA chapter 7

You must list all of your separate property and community property on schedule A/B. Community property is property acquired during marriage,...

Do I need a lawyer to sign a reaffirmation agreement ?

In this district, reaffirmations can be excluded from the base fee charged in the attorney/client agreement. Many attorneys offer more affordable...

Ch. 7 in 2012 in CA. Mortgage wasn't affirmed. Can't get home equity loan because loan isnt reported to CRA. Anything we can do?

It was done properly, nothing to reopen or fix. Request written payment history from loan servicer and include this documentation as part of the...

The withdrawn funds are no longer protected by the retirement exemption. A bankruptcy attorney can advise you on your best course of action, it...

Can a claim of exemption stop a federal student loan garnishment of a person on SSDI?...

Social security benefits can and are being garnished for federal student loans, no lawsuit is needed. Borrowers can rehab the loans and put them...

If I was given a control number when someone was trying to serve me, what do I do

Likely you're not being served, more like an attempt to being scammed. You can call and ask them what this is about, come and serve me, dont give...

Your attorney should know based on your particular situation.

It is super important that you file an answer to the lawsuit and in that document seek affirmative defense of statute of limitation. The SOL is 4...

Has the statute of limitation expired? Breach of written contract in CA is 4 years. There might be no affirmative defenses. The lawsuit isnt...

11 U.S. Code § 101 - Definitions (10)The term “creditor” means— (A) entity that has a claim against the debtor that arose at the time of or...