Tail end of divorce. Went bankrupt. Now company is being bought out for cash, how can I protect/ keep my ESOP?

You might want to post this in the family law section.

Chapter 11 -friend just told me that I could file a chapter 11 and force a loan mod on my mortgage/reduction of principal. True?

Maybe your friend was talking about a lien strip motion. Available to debtors whose primary residence first mortgage exceeds value of the home and...

Can I Amend a Discharged Chapter 7 Bankruptcy after signing reafirmation agreedment on my car loan?

Nothing else to add, except a warning to anyone reading. This is why executing reaffirmation agreement can be dangerous. Depending on your...

Not only do I list it on Schedule G and check “assume” as the intention, but I also exclude it from the Creditor's Mailing Matrix. This way you...

Bankruptcy

"Charging off" a loan doesn't mean the loan necessarily goes away as far as your obligation under the promissory note to pay AND for sure it does...

How do I get debts that went down as bankrupcy, when they were not, off my credit report?

The way I read your question, is that in your credit report, accounts that had ZERO balances at the time of the filing and were closed are showing...

How do I remove a debt that was discharged in bankrupcy with 0 balance, even before bankrupcy?

If it had zero balance before bankruptcy, then nothing was discharged. In fact, the debt itself should not have been listed on the petition. My...

Under chapt.7 statement of intentions, can I claim my property exempt and seek to eliminate the creditors lien on my property?

Concur with prior counselors. Avoidance of liens is a separate process and nothing in the petition itself will help you with that. Please get an...

Is there any way I can stop someone from writing off a large personal loan I lent them on bankruptcy?

First off, sis has no other option except to list ALL debts in her bankruptcy case, whether they were made by Citibank or family member. You can...

This is a common question among my clients as they would like some certainty in knowing when they will have to leave the home. Unfortunately, all...