Also a bank levy cannot happen unless and until the credit card company has obtained a judgment in court first. In other words, they have to sue...

Federal exemptions

Means Test and Property exemptions are two completely separate and different considerations. One has nothing to do with the other. Also you...

California 704 homestead exemption. confusing. so, if it is just my wife and i, how much can i exempt if in chapter 7

Sorry, your question is unanswerable. Seems like you are confusing the Means Test with Exemptions of Property. The two things are completely...

My credit report states that there is a civil claim judgement against me. I was never notified of any court date, what can I do?

Did you notify your creditor of a change of address when you moved or did they serve you at the last known address they had for you? Other...

Was wondering how do you afford a lawyer if your poor, or have lack of income. I know they offer free lawyers assistance, but

I used to work for Public Defender's office and at least in the county I worked for, I can tell you that I was among some very fine attorneys,...

Can a collection agency refuse your payment if you agreed to their terms

Yes, not clear from the cut and paste of only portion of the written correspondence received by you whether by sending the check a contract came...

Will we lose our share of an LLC if we filed for Chapter 7 or Chapter 13?

Maybe looking at other alternatives, such as having the other family members in the LLC buy out your shares or selling it to a third party (maybe a...

I am in debt and filing a chapter 7or 13 will not help me. What else is available to me?

Non-Bankruptcy Options: credit consolidation (check for non-profit organizations like incharge.org or International Money Managers, debt...

Do I need an Attorney? Can an Attorney handle this situation for me?

Did you refinance the second loan? If not, before you run out and spend money on an attorney maybe you can contact the creditor (could try by...

What does it mean when an Attorney says fraudelent documents don't mean anything.

Some attorneys don't want to be involved in these type of claims. What I am concerned with is that you said you "hired" the attorney. I assume...