Archived
What happens when you receive civil court suits and you can't pay them? My husband is employed, I am not.?
Kathryn's answer
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Answered on March 10, 2021
Get a consultation, ok, in fact good to get more than one, there may be other relevant facts that play into your best course of action as well as...
Trading a car after chapter 7, I didn't reaffirm the loan. I have kept up with the payments and would like to trade. My questio
Kathryn's answer
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Answered on March 10, 2021
Nothing prevents you from making an offer. It will work as long as the offer is reasonable and lender chooses to accept. One out of two wont...
Archived
I need to make a claim against a sole trader who informed me he will declare bankruptcy if I do try to claim?
Kathryn's answer
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Answered on March 10, 2021
If a bankruptcy is filed you can file proof of claim, only makes sense if there are assets to be distributed, or if there was fraud and you are...
Chapter 7 bankruptcy as a landlord
Kathryn's answer
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Answered on March 10, 2021
Probably not, but if they did, why would it be a problem? Seeing as you have assets it would be wise to get a consult and hire an attorney. They...
Stole from target, learned expensive lesson yet they continue to send letters?
Kathryn's answer
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Answered on March 06, 2021
Not likely that you will be sued on such a small amount, though I cannot guarantee it.
Letters can continue to be sent out of course. A...
My wife has made multiple charges on my card in the thousands without my consent, I want her charged with fraud - please help -
Kathryn's answer
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Answered on March 06, 2021
Identity theft is a crime, even when it is committed against a spouse. Proving that you did not authorize these cards may not be easy. ...
Archived
Can I file for bankruptcy owing financial aid?
Kathryn's answer
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Answered on March 06, 2021
I assume that you arent thinking about filing bankruptcy only to try and get rid of a couple of classes worth of debt. Usually, I would think,...
Archived
What should I do
Kathryn's answer
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Answered on March 01, 2021
Almost all C13 cases filed without an attorney end unsuccessfully. Please please get an attorney. It is impossible to tell from these limited...
Is it true the credit card debt can be forgiven?
Kathryn's answer
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Answered on February 28, 2021
Sounds like a solicitation letter offering services. Can and will are two different words of course.
I co-signed for a friend on a car loan and she has now managed to ruin my credit. Will I be relieved of my duty if I file bk?
Kathryn's answer
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Answered on February 28, 2021
Your personal obligation to pay the loan is discharge. This should stop any future payment latenesses from being reported to your credit report by...
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