What is the best thing to do about a student loan that is in default?

You should verify that you are in fact dealing with a legitimate collection agency holding your account. Ask for verification of the debt in...

How do I approach my attorney regarding incorrect Schedule C discovered post-discharge (C7)? He wants to charge me AGAIN!

I'm confused why you would be working on a motion on a case that has already been discharged and presumably closed. Are you actually talking about...

What are all the adverse - negative effects if I were to file bankruptcy?

Please consult a local bankruptcy attorney. He/she will answer these questions and more and give you information that you aren't probably aren't...

Yes you can. It takes a bit of extra work getting the paperwork to you, having you sign documents, getting notary to check your ID, arranging the...

I received a call last week was threatened by a group called SS Group they state they are a law firm

A law firm can advise you that they will be filing a lawsuit to recover money owed, if that is their true intent. You can agree to payments,...

How can i stop them from taking money out of my paycheck?

Very confusing fact scenario, can only guess about your situation because it's not clear from what you wrote what is going on. "paid the last of...

Hospital bill "paid in full", (negotiated bal due)16 months later, a brand new bill due. ??

Could be the new bill is for something else, physician services? MRI's? You are entitled to a detail bill to show exactly what you are asked to...

Can I write a statement testifing that I'm not responsible for any of my wifes debts because of unneccesry spending?

You can write a statement testifying to anything, but I'm not sure what good it will do.

After a bankruptcy does a foreclosure show on your credit report also, and does it affect you in being able to rent a house/apt

Your credit score is affected when you do not pay debt obligations on time. The direct answer is yes, your credit will be affected by bankruptcy...

How can we find out if a bank is going to attempt to collect on their judgement against us?

No way to tell for sure. Even if the bank writes off the debt, it doesn't mean the debt itself can't be sold to another party, which can pursue you...