I had a fixed arm loan from countywide that went to Bank of America. Been paying loan then lost job.

Getting a consultation with a local bankruptcy attorney should be your priority at this time. Later, you might want to check into what you paid...

What expenses allow me to keep my tax return refund in a Ch 13 case?

It doesn't quite work like that where you claim auto or medical bills and that allows you to keep your refund. Your gross income minus all...

I am thinking of retiring due to medical concerns but cannot financially do so until i am out of bankruptcy, and i have 2 years

Consult with a local bankruptcy attorney about what can be done with your existing chapter 13 plan, modification?, hardship discharge?

What if a bank asks you to leave a property due to non-payment of the mortgage, but the landlord still wants rent?

Wow, if in fact, the notice was just a notice of default and landlord was working on resolving his/her financial situation to save the property...

If I want to turn in my deed in lieu of foreclosure, what is the first thing I have to do? I owe 164,000 and house is worth

Contact the lender to request this arrangement. If they won't agree, then perhaps a short-sale could be possible. Do not delay. The longer...

Can I keep my tax refund after my bankruptcy?

This is an example one of the common mistakes made by pro per Chapter 7 filers. Trustee is more than glad to take tax refunds where debtors fail...

In a settlement agreement can you specify that you must be paid (can't go away through a bankruptcy)?

Bankruptcy protection is a constitutional right and you can't contract it away. But, as other counsel pointed out even if a debtor files for...

CALIFORNIA EDISON COMPANY SHUT OF MY SERVICE DUE TO NON-PAYMENT. MY WIFE HAS A DISABILITY. WE DON'T HAVE THE MONEY TO PAY. HELP

I agree, please try to refrain from all caps. Having said that here is a link to Southern California Edison discussing different financing options...

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Do I need a W-2 for a tax mistake I made with a missing W-2?

It's not uncommon for taxpayers to make errors on their returns. In a situation where you talking about a total of $600 and you file an amendment...

I assume that when you viewed the property, the attic space was locked and you did not have access to the area to visually inspect it and determine...