Archived
My mom has dementia. She has credit card debt. I have extra card for me. If she dies am I liable for the debts?
Kathryn's answer
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Answered on April 12, 2012
If you are only an authorized user, you are not liable. If the credit account is in your name, you are responsible for repayment of any charges.
Archived
A collections law office will not accept payments, wht should i do?
Kathryn's answer
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Answered on April 12, 2012
Unfortunately, the only sure way to get rid of legitimate debt is to qualify for and file for bankruptcy protection. Creditors have been known to...
Archived
Judgement back in Dec.2000 ($6600) was granted against me. I just received a collection call. What is non-exempt assets?
Kathryn's answer
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Answered on April 11, 2012
As Mr. Cheng points out just because a judgment is more than 10 years old does not mean it is not valid. A creditor can renew a judgment every 10...
Credit card company Levied my bank accounts. Can they do that? Do I have any recourse?
Kathryn's answer
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Answered on April 10, 2012
You can see if there has been a case filed: http://courtindex.sdcourt.ca.gov/CISPublic/enter
As other counsel pointed out, charge off doesn't...
Archived
Can I garnish a persons wages for money owed to me since I have moved out of state and they have never paid me back?
Kathryn's answer
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Answered on April 10, 2012
If the debt is small enough you could go to Small Claims and file a suit there pro per. You can't garnish wages unless you have received a...
Archived
Chapter 7. How do I deal with back child/spousal support owed to me? Is this an asset or accts receivable in my petition?
Kathryn's answer
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Answered on April 09, 2012
yes, it's an asset. It goes on Schedule B #17. Whether you can exempt all or some of this asset is another question and depends on what other...
Archived
Judgment for a co-signer on a private student loan
Kathryn's answer
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Answered on April 05, 2012
Hire an attorney right away.
Archived
Bankruptcy DISMISSED for failure to appear and "fraud". Can I re-file?
Kathryn's answer
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Answered on April 05, 2012
Hire a lawyer. An individual handling a chapter 11 pro per is doomed to fail.
Archived
Ex-wife is filing bankruptcy and wants to list my assets in her paperwork. Is she allowed to do this?
Kathryn's answer
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Answered on April 04, 2012
If divorced has been finalized and the assets have been transferred, I do not see why she would need title to the vehicles. They don't belong to...
Archived
Do I file the Spousal Waiver at the same time I file the bankruptcy or after?
Kathryn's answer
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Answered on April 04, 2012
You file it right after you file the petition.
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