Archived
California FHA Mortgage (originally financing 97% of home cost). Foreclosure seems likely. Can losses be recovered by the bank?
Kathryn's answer
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Answered on June 13, 2012
Attorney Chen's answer is so thorough that I have trouble figuring out what else I can add other than good luck to you. :-)
Archived
What to do with house in a CH7 conversion (Foreclose, short sale, Deed in Lieu)
Kathryn's answer
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Answered on June 13, 2012
Agree with other counsel. This medium is neither appropriate or efficient for seeking advice on what to do.
If I posted that I was having...
Archived
I am sole proprietor in a small business. I may need to file bankruptcy in the future. Will this affect my personal credit?
Kathryn's answer
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Answered on June 13, 2012
Yes, there is such a thing as a personal and business bankruptcy, however if you are a sole proprietor than you and the business are one for...
Archived
Can a defendant not be held in contempt because she has a letter from her Psychiatrist stating she's a Schizo?
Kathryn's answer
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Answered on June 12, 2012
Schitzophrenia is a serious mental illness and can have a wide variety of debilitating effects depending on severity and treatment. One problem...
Archived
I HAVE A CHARGE OF ACCOUNT . CAN A COLLECTION CO. STILL COME AFTER ME FOR THAT ACCOUNT EVEN AFTER ITS BEEN CHARGE OFF OVER 2YRS.
Kathryn's answer
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Answered on June 06, 2012
Charge off doesn't change the fact that the debt is owed.
I rec'd a debt collection letter from a law firm in CA for an three year old credit card debt with US Bank.
Kathryn's answer
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Answered on June 06, 2012
There can be countless reasons for not settling, including because they don't want or have to.
Archived
WHAT WILL HAPPEN AT COURT? OR WILL HE GET OUT ON HIS FIRST COURT ? OR WILL THE JUDGE DISMISS THE CASE?
Kathryn's answer
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Answered on June 06, 2012
It really depends on the severity of the incident. Some defendants are released on own recognizant others must post bond unless they plead guilty...
Archived
Chapter 7. I don't have to take the Means Test because majority is biz debt, will it matter if I have disposable income on sch J
Kathryn's answer
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Answered on June 06, 2012
I agree with Ms. Lamar. You see the 2005 bankruptcy law changes ADDED the Means Test as a KIND of a bright line rule but it didn't replace the old...
Archived
Chapter 7 did not reaffirm.If I apply with HAMP or renegotiate with my lender am I in danger of losing my house?
Kathryn's answer
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Answered on May 20, 2012
If I'm wrong please other attorneys chime in but I haven't heard of homeowners having much success if any in having the balance of their loan...
Archived
Can you add school loans or court fines to bankruptcy?
Kathryn's answer
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Answered on May 18, 2012
Very common question people ask is what must be included or they say I don't want to include etc.. It comes down to definition of inclusion. You...
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