Archived
Are the 4 specific illnesses below have coverage beyond the 24 months OR are they not covered at all?
John's answer
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Answered on September 07, 2017
The four listed conditions are often not limited by the mental illness limitation in ltd policies. That may be the case in your policy but you have...
Archived
I had an accident a year ago in my building, can I still fill out a law suit?
John's answer
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Answered on July 19, 2017
You should have an attorney review the documents. if you settled your claim and signed a valid release then you cannot make any further claims...
Archived
Life insurance company did not record payments but refunded the premiums and sent lapse notices. Now, the life policy has lapsed
John's answer
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Answered on July 12, 2017
I would first try to reinstate by filling out the health questionnaire. If that works then there is no problem. If not then you would have to look...
Archived
Life insurance and criminal plea? How does a criminal plea affect the validity of my beneficiaries from an insurance payout?
John's answer
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Answered on July 12, 2017
A history of past criminal activity should not affect the payout of an insurance policy on your life. As long as premiums are current the policies...
Archived
I don't know if I am getting all my benefits from LTD?
John's answer
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Answered on July 10, 2017
Yes you would be entitled to the back benefits. If you have formally appealed their denial of benefits then the next step is to file a lawsuit in...
Will speaking to the adjuster with my attorney on a conference call help me resolve this?
John's answer
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Answered on July 06, 2017
I would have your attorney give you a written beakdown of where all the money in the settlement is going. that way you will know how much he is...
Archived
I need to know if i should sign a release of claim from my husband's employer, he passed away May 2.
John's answer
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Answered on May 12, 2017
you should have an attorney review the release before signing.
Can I go on short term disability and still cash out my pension plan?
John's answer
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Answered on March 28, 2017
If the short term disability plan is through your employer then it probably has offsets for receipt of pension benefits through the same employer....
Archived
Life Insurance
John's answer
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Answered on February 14, 2017
Were you denied benefits under a policy? Or were you denied an application to purchase life insurance. if you were denied benefits then they are...
Archived
Can I sue if denied the benefit, since it was someone else's error?
John's answer
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Answered on November 22, 2016
why did she leave work and how long before her death? if she left work because of a disability many life policies have a waiver of premium...
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