Archived
If the Medical Exaniner says on the Death Certificate it was caused by accident can the Insurance Co. deny it ?
John's answer
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Answered on March 13, 2014
I assume that your husband was insured under an accidental death policy and the insurance company denied the claim asserting that his death was not...
Archived
If I filled out enrollment forms for short term disability ins through my employer, do they have to notify me if they opt out?
John's answer
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Answered on March 10, 2014
You may have a claim against your employer based on "promissory estopple." This assumes you relied on their representation to your detriment. But...
Archived
Planning to get an Index Universal Life Insurance.
John's answer
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Answered on March 06, 2014
To learn more about the pros and cons you can google "universal life versus term life insurance", but don't go to an insurance company or brokerage...
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Archived
With a calif. minimum liability policy. will insurance co provide an able attorney or should i get my own attorney
John's answer
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Answered on March 06, 2014
Turn the claim over to your insurance company. They will defend you and pay for the damage to your car. Your insurer should not settle the...
Archived
My car was involved in accident. Other car's insurance offered a pay-out. I will not accept because the repair cost exceeds
John's answer
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Answered on March 06, 2014
If you can get the other party's insurer to repair the vehicle non-frame damage without a release then do so and then see if the frame damage falls...
Archived
Not sure what kind of attorney would handle this kind of case? Need representation in a "bad faith" insurance issue.
John's answer
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Answered on March 04, 2014
If your Blue Cross/Blue Shield insurance was obtained as part of an employee benefit plan with your employer then it is governed by Federal law...
Archived
Can I remove my husband from my medical plan I have at work?
John's answer
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Answered on March 03, 2014
You do not need to be divorced to take your spouse off of your health plan. But the plan may not let you remove him until the annual election...
Archived
Do you have to be retirement age or disabled to get money from a pension plan after you quit work?
John's answer
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Answered on March 03, 2014
You have asked two interrelated questions. One dealing with retirement benefits and the other about disability benefits.
To obtain disability...
The insurance company wants me to indemnify the at-fault party, but doesn't that mean if someone else decides to sue the
John's answer
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Answered on March 03, 2014
It appears that you settled a claim with the responsible party's insurance company and you are quoting from the settlement agreement. But you leave...
Archived
It looks like my disability insurance claim is going to be denied. What type of attorney and what kind of fee structure?
John's answer
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Answered on January 25, 2013
If you have a group policy it is most likely covered by the federal law known as ERISA (Employee Retirement Income Security Act) and you need an...
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