Should or could I request a new Ch. 13 BK Trustee? For trying to have my case dismissed, but was his error?
Janet's answer
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Answered on October 03, 2016
You mention that no one caught the error before it got this far, but do you have a lawyer? If you don't, you should. If the trustee made a mistake,...
My mortgage loan was not reaffirmed in a chapter 7. The mortgage co states discharged in bk. Can they foreclose if I don't pay?
Janet's answer
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Answered on April 15, 2016
Of course they can! If we could keep our house for free just by filing a chapter 7 bankruptcy, every homeowner would file a chapter 7 bankruptcy....
How do I know what is allowable/reasonable for expenses in Schedule J when filing a Chapter 7 bankruptcy?
Janet's answer
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Answered on April 15, 2016
I agree that schedule J contains your actual expenses, but I'm glad you looked at the IRS standards before filing because I was once at a hearing...
Archived
Can I file these amended forms with the Clerk's Office or do they need to be notarized first? Anything I need to do in addition?
Janet's answer
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Answered on December 28, 2015
Read this:
http://www.cacb.uscourts.gov/sites/cacb/files/documents/forms/POS%20Instructions.pdf
Archived
Still not paying on our 2nd mortgage after our CH7 discharge from 2 years ago, what are our options?
Janet's answer
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Answered on October 14, 2015
I recently met with someone who lost his home in foreclosure. He was current on the first but never paid his second. A few years later, when the...
Archived
BK-Chapter 7 - what can the trustee do for my failure to stipulate to an extension of time for him to file objections?
Janet's answer
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Answered on October 03, 2015
He will get that extension with or without your cooperation, so your refusal to sign is only going to make him have to do more work. I doubt he or...
Archived
Need to file bankruptcy.
Janet's answer
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Answered on September 21, 2015
I agree with the other attorneys' answers. There is no requirement that you own a certain amount of assets. Also, if your only source of income is...
Can a lender refuse payments and foreclose during the 5-year CH13 period?
Janet's answer
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Answered on September 21, 2015
Be careful and meet with an attorney. I just had a client who didn't pay his second mortgage for 9 years and the second foreclosed. By the time the...
Archived
Which bankruptcy fits me?
Janet's answer
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Answered on September 21, 2015
How much is your home worth? How much is your car worth? How old are you? Are you married and living with your spouse? Do you have any dependents?
Archived
My landlord told me to 'get new living arrangements', so I did and now they say that I can't leave. What can I do?
Janet's answer
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Answered on September 07, 2015
It appears you were not served with a notice, correct? Do you want to move?
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