I recently received a loan modification on my home; however I was asked to first pat 3 months good faith amount first I don't

Be careful. There are strict deadlines in the modification approval. If it's a good modification, take it and comply with the terms.

My landlord is currently in foreclosure (in the state of mass). However, the bank has NOT foreclosed yet.

Yes you have to pay rent until the day the property is no longer his/hers.

Absolutely. It will have no effect on your discharge.

My husband own the house and is delinquent on mortgage payment for 20 months now. He got a job & wants to negotiate with bank

If the reason you fell behind on payments was that your husband was unemployed, and if you meet the other eligibility criteria, you should apply...

Is it a threat if i tell a bank i will report them to the CFPB for improper processing of a modification?

In addition to contacting the bank over the phone, I would respond in writing. They too will have to respond in writing, which means a supervisor...

A friend borrowed a large amount of money from me, and refuses to pay me back in a timely manner.

You mentioned your friend borrowed a large amount of money from you, and maxed out the credit card. Check to see if the amount is still within the...

My new mortage servicers is Ocwen ,previous with chase for 22 yrs,,i fell behind in my mortage and tried to modify with Ocwen,.

If this just happened, you may still have time to do something about it. I assume you haven't signed the permanent modification yet. What is the...

3 years ago, I filed a lawsuit in pro per against my mortgage servicer for fraud and wrongful initiation of foreclosure.

I am yet to meet a plaintiff who was successful suing the successor in interest. Mortgage fraud refers to things like forging signatures or not...

A Special Thank You To All Bankruptcy Attorneys Who Has Answered Chapter 13 Questions here But A Special Thank Goes out to...

Congratulations! Thank you for your kind words. It's great to hear that our advice helped. I know it definitely encouraged me to keep answering...

Landlord, Cty of SD, filed UD filing. 5 days to respond. Bankruptcy is possible. If BK filed, is protection given with stay?

The bankruptcy will only stay the eviction temporarily. Ultimately, if you want to stay there you need to reach an agreement with the landlord. The...