Archived
How can a creditor enforce a judgement lien on my house if it was discharged in chapter 13 bankruptcy?
If I'm no longer
Andrew's answer
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Answered on June 23, 2014
When you file a chapter 13 bankruptcy case, and complete the plan and receive a discharge, it discharges debts as to you personally. However, it...
Archived
Is it true you can file for chapter 13 bankruptcy again one year after you are discharged?
Andrew's answer
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Answered on June 23, 2014
Yes, that is true. You can actually file chapter 13 at any point (with a few unusual exceptions such as if a prior case was dismissed with a bar to...
Archived
I am looking for a Law firm that is handling mass joiner law suits for Wells Fargo/ and PNC bank pertaining to fraudulent loans.
Andrew's answer
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Answered on June 15, 2014
In my personal opinion, and having a substantial amount of experience in real estate law, the mass joinder lawsuits are not generally legitimate or...
Archived
WHAT DOES THIS MEAN on the Petition for Chapter 7 and to what does it apply to?
Andrew's answer
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Answered on May 18, 2014
The means test is extremely difficult to accurately fill out without an experienced attorney. The presumption of abuse arises when your income,...
Archived
Is the automatic stay in a non-judicial foreclosure extended once a civil case/unlimited jurisdiction in California is disposed?
Andrew's answer
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Answered on May 17, 2014
The automatic stay is a bankruptcy concept - it applies (under certain circumstances) when a bankruptcy is filed. In civil proceedings there are...
Archived
Filing Chapter 7 Bankruptcy on my own - Question regarding Applicable Median Family income and residing state.
Andrew's answer
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Answered on May 17, 2014
California is your state of residence for the Means Test. You can normally still qualify for chapter 7 even if you are over median on the means...
What is an average attorney's fee for chapter 7? If I can pay $250 every 2 weeks, would a good lawyer take my case?
Andrew's answer
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Answered on May 06, 2014
Attorneys fees in a chapter 7 vary widely depending on location, experience and skill of the attorney, and market rates generally. Average fees in...
Archived
I filed ch 13 100% plan , but after 6 months my lawyer was the only one to be paid. I dropped the bk , but how di I get if off?
Andrew's answer
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Answered on May 04, 2014
It's unfortunate that you did not get the result you wanted here. Without knowing many more details it is impossible to know what the correct...
Archived
I currently have an active Chapter 13 case & want to get it dismissed so the CA save your home program will grant me the $25,000
Andrew's answer
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Answered on February 05, 2014
You can file a motion to voluntarily dismiss the chapter 13. It is very simple and the case is usually dismissed the next day or within a few days....
Archived
Bankruptcy, Short Sale, Negotiation?
Andrew's answer
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Answered on January 15, 2014
The right strategy here really depends on the balances of the first and second mortgages and the monthly payments of the first and second...
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