Is my 2nd lien get wiped from BK13 converted to BK7 and get discharge from BK7?

No, at least in California, Chapter 7 cannot avoid ("strip") a second mortgage on real property. The lien strip in the chapter 13 only happens when...

The garnishment would start as soon as you file the case. Practically speaking, you want to file in enough time to inform your payroll department...

If the court finds the causes for mortgage litigation against a servicer are valid, will that halt a foreclosure until resolved?

I agree with Atty Shirdel. Two additional points: 1) courts often require a homeowner, if successful on the TRO, to pay monthly "rent" similar...

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Mortgage Discharged in Ch7 Bankruptcy - When does ownership revert to the Lender?

Unfortunately, you are mistaken in your assumption. When you file bankruptcy and you have a note and deed of trust (commonly referred to as a...

We had a terrible bankruptcy attorney. He has to reopen a case, should that really take over a month just to reopen?

I would agree with Ms. Bunce's caution that removing judgment liens (assuming they are judgment liens) requires motion and service, and might be...

I am married and filing chapter 7 on my debts. Would this affect my spouse in anyways? Can the creditor come after my spouse?

It depends what you mean by "affect." It won't go on your spouse's credit or discharge their debts because your spouse isn't filing. However, you...

I filed bankruptcy in March 2013, it was discharged july 2013, but my credit score has not changed, as if I never filed.

Did you file bankruptcy to immediately improve your credit? Often times bankruptcy may help your credit in the long term by taking care of...

Chapter 13

It would be well worth your time to consult with and probably hire an attorney to proceed in a case like this. First, how much you have to pay to a...

Secibd Mortgage Lein Stripped in Chapter 13

The lien isn't automatically stripped. A motion needs to be filed, properly served, and the judge needs to enter an order that says the lien will...

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Normally, no, that is the IRS's job and not the trustee's. Particularly in a chapter 7 case when dealing with older tax returns. However, it...