They can charge according to the fee agreement and not for a closing fee unless indicated in the contract.

On proper proof you would likely win but one cannot predict how it may come out.

No that would not be considered harassment.

Yes the can do this. You can file claims of exemption. Look into your state’s laws on claimed of exemption.

Until a judgment is paid in full, interest accrues at either the legal rate or the amount stated in the judgment.

Before they take anything they would need to file a lawsuit and get a judgment. You can fight the lawsuit. If they already have a judgment your...

You will need to contact attorneys directly. Use the Avvo search tool to find an attorney. https://www.avvo.com/find-a-lawyer for a civil...

The police would not likely prosecute and while there could be a civil lawsuit, the amount of potential recovery may limit viability to small...

If the DA/prosecutor is friends with the defendant, this could be a conflict where an independent prosecutor should be retained by the state.

While not required to be present, an attorney should provide the answers if that is part of the legal services paid for.