Look into consumer protection attorneys who go after scam car dealerships.

If you do not have a lawyer, see if your court has pro per legal advisors.

Yes it is the same. It is a judgment, fully enforceable according to its terms.

You agreed to the loan so you are stuck with it. But look into prepayment with another loan (refinancing). As to the maintenance program, if you...

Probably not. The contract needs to be reviewed.

Yes it can be renegotiated or the amount modified by the court. You may want to consider if bankruptcy is a viable option and if it makes sense...

Those are not unusual terms. Fairness would depend on many more facts.

Probably not though you may have a claim against your spouse.

Track down the case and court were the judgment was entered and look into a motion to set aside the judgment. Online or at a law library you may...

Consult with bankruptcy and debt collection defense attorneys in your county.