No. That is not a cost to be charged the client.

If they are garnishing wages they already have a judgment. Look into a motion to set aside and a claim of exemption. If it is a lawful subpoena...

Look into a claim of exemption and or bankruptcy.

Absolutely not assuming you did not sign anything.

Check the court records. Most are available online.

It can be if they decide to proceed against the car. But it may be exempt from collection.

This is an example of why it is critical to get everything in writing.

There are not usually requirements for a name change regarding bankruptcy. Look at your state’s statutes for requirements.

Not if the judgment was not recorded. It will be an issue if you go to get another mortgage.

If they have a judgment, they can garnish.