They should not have done so. Check the insurance regulations to determine if they can be investigated by the insurance commission. You would...

State laws provide certain immunities for government entities, with exceptions. Consult with experienced attorneys in the state where this...

Not getting a lawyer now risks not taking the correct or best legal actions that an appeal might not fix. Many cities or counties have legal aid...

The demand letter is irrelevant to preserving your rights. The issue is when will they file the lawsuit. Put your specific requests and...

A lawsuit might be required to obtain the recording. Such a lawsuit may not be viable.

While it may not be a viable lawsuit, such actions should be reported.

Consult with experienced debt collection defense attorneys in the state where this occurred. Use the Avvo search tool to find an attorney....

Interest rates are determined by what the lenders ascribe as their risk. Usually credit ratings are used. Also, different lenders have different...

You will not be able to. You can sue him.

They may have purchased the debt. But it may be too late for them to sue. Consult with experienced debt collection defense attorneys in the state...