Unfortunately, your contract was with the third party lender and you are responsible.

Put together all the proof and prepare a letter to both.

Their threats are bogus and illegal. They can sue but not take your SS. There is likely nothing they can get from you.

They can sue you and you defend. Alternatively, you can file suit against them.

There are many tools and techniques of judgment collection, including debtor examinations, written discovery, liens, levies and garnishments. The...

There are many tools and techniques of judgment collection, including debtor examinations, written discovery, liens, levies and garnishments. The...

Write them a letter. While compensation is not likely, consult with experienced debt collection defense attorneys in the state where this...

There are many tools and techniques of judgment collection, including debtor examinations, written discovery, liens, levies and garnishments. The...

There are processes to execute on a vehicle and have it sold. Note, the exemptions may make it not worth the expense. A debtor’s examination can...

It is risky if not done in just the right ways. Also, there may be state laws that prohibit certain communications. Your company should have an...