It is unclear by what is meant by account defaulted in 2020. The statute of limitations begins to run at the later of the due date or last...

Look into a motion to set aside the judgment and then negotiate a better settlement.

Ask the attorneys for a copy of the filed complaint and a disbursal statement showing the costs, fees, liens, etc. You may want to ask for a...

You can request they waive costs. You may want to discuss your case with attorneys who specialize in getting people out of timeshares.

As they dismissed the case they may never sue you. You could write to them to offer to settle, but that might not be in your best interest. ...

There could be many reasons. If they do not appear the judge may dismiss the case or might set an Order to Show Cause Why Case Should not be...

There is a split of authorities if reporting cancellation of debt via 1099 prevents collection.

More facts are needed to provide good responses. Please re-post your question with additional information.

The mediator will have a case against you for the mediation for which you did not pay.

Look at the amendments to the law that will explain the retroactivity.