Immediately consult with experienced malpractice attorneys in the state where this occurred—there are strict deadlines to file a lawsuit. From...

They must refund all unearned fees. You can initiate Bar Association fee dispute arbitration or file in small claims.

It should be disbursed in a “reasonable time.” Reasonable depend on the circumstances. It should be done soon after clearance unless there are...

Consult with experienced bankruptcy. While you may be able to there may be better options.

While the FDCPA does not apply they may have violated other laws. Consult with experienced debt collection defense attorneys in the state where...

Note, You must respond in the legal way and on time with, for example a motion or an answer with affirmative defenses. Failure to do so could...

They were likely allowed to do this per the original papers signed.

Find who is now reporting or claiming to own the debt. •

• Yes. Negotiations can occur anytime. Filing the morion might put you in the best negotiation posture. •

Have an attorney draft an agreement with terms to pay and securing the payment. •