If there is an agreement in place and they now violate the agreement you may have a defense to any lawsuit. Look into initiating fee dispute...

Contact “wage and hour” employment attorneys in your state. Use the Avvo search tool to find an attorney. https://www.avvo.com/find-a-lawyer

Put your offer to settle in writing. Unfortunately not all debt collection attorneys are responsive. If the sue, consult with experienced debt...

It may be. Your residence can be protected by homestead in certain circumstances.

Search online for attorneys who are suing the company.

Contact your bank and advise there was no authorization except for the first one.

Probably not of everything is handled correctly. Consult with experienced family law attorneys in the state where this occurred for a prenuptial...

If they sue there may be nothing they can collect. If they sue you can defend the case. Many cities or counties have legal aid or other...

Consult with experienced consumer protection attorneys in the state where this occurred.

You may have a case. Medical malpractice means that a doctor violated the standard of care. A bad outcome is not enough. Another doctor would be...