There is no reason for them to call. It could be a violation of state law. Consult with experienced debt collection defense attorneys in...

The only way to remove a person responsible from a debt is to refinance or pay off the debt as lenders do not agree to remove one of the ...

Unless the agreement gives you that right it would be risky to do so. You may have to file a lawsuit.

Only if the agreement lawfully gives you that right. You may have to sue.

There is no way to do so unless the lender agrees, but they never do.

Shady yes, illegal questionable. Contact the state agency that governs that business.

Fee dispute arbitration may be done with a bar association. A fee dispute lawsuit is filed in court. For bankruptcy, consult with experienced...

Yes, It may be a scam. Whenever one is unsure, give no information, demand proof in writing (do not give your address or other...

It is probably the full judgment but the full facts need to be reviewed.

Look at the contact signed. Some debt consolidation companies cause more harm than help.