Yes you can. And you are correct that some debt settlement companies are shady.

As this is such a serous matter with long term consequences, you should consult with attorneys who are experts in practice for attorney licensing...

It would be medical malpractice. Use the Avvo search tool to find an attorney. https://www.avvo.com/find-a-lawyer

Where persons qualify the Court will appoint an attorney.

All but the last comment is misconduct. The last comment may be the attorney’s analysis.

There are many tools and techniques of judgment collection, including debtor examinations, written discovery, liens, levies and garnishments. The...

Yes they may negotiate. Every debtor determines at one amount it is worth suing. Note, you may be liable for attorney fees per the contract.

It’s not fake. Look into a motion to set aside the judgment for failure to lawfully serve the lawsuit.

It depends on what the fee agreement states.

Nothing described appears to be a viable malpractice case. But Consult with experienced malpractice attorneys in the state where this occurred. ...