They should be able to but are not required to do so.

They dropped the ball it simply could not get it settled. Note, You must respond in the legal way and on time with, for example a motion or an...

You will be violating the loan agreement.

They may repossess the vehicle, sue for the amount due, or do nothing.

You may always change lawyers if your discussions with the attorney do not give you confidence.

A letter demanding the return followed by hiring another attorney to deal with that lawyer should get you your response.

The costs can be challenged in court.

Put your specific request to your attorney in writing and deliver the request by fax and certified mail return receipt.

Some of those items may be malpractice if the can be proven.

You are entitled to the court documents. Unless there was reason for you not to know of the filing in court, the higher fee percentage would apply....