Check the initial documents to see if acceleration is allowed on default

You may have a case. Consult with experienced debt collection defense attorneys.

You can get the court records without notifying the other side. If you were not served with the lawsuit, Look into a motion to set aside the...

Use the Avvo search tool to find an attorney. https://www.avvo.com/find-a-lawyer Search for ethics, professional responsibility, legal...

No you do not need to tell the attorney yet. Consult with and hire another attorney before firing your current attorney.

You can sue or file for fee arbitration if that is available through the state bar.

Yes. Consult with experienced malpractice attorneys. Use the Avvo search tool to find an attorney. https://www.avvo.com/find-a-lawyer

A case is possible, it has several challenges. Consult with experienced malpractice attorneys.

Possibly case against parents whose homeowners insurance may cover.

If in your yard, no; their yard, yes.