Do nothing until you consult with experienced malpractice attorneys. Use the Avvo search tool to find an attorney. https://www.avvo.com/find-a-lawyer

The files need to be recorded by collection defense attorneys.

Probably not. It is likely too late to sue if they’ve not done so already. Consult with experienced debt collection defense attorneys.

Consult with experienced debt collection defense attorneys. Use the Avvo search tool to find an attorney. https://www.avvo.com/find-a-lawyer

——-Yes——- ——-——-——-——-——-——-——-——-——

Use the Avvo search tool to find an attorney. https://www.avvo.com/find-a-lawyer

Calling others may be a violation of law. Otherwise, they have a right to call when late. Even where rudeness is not warranted, some people are.

It may be a scam. Whenever one is unsure, give no information, demand proof in writing (do not give your address or other information),...

Even if legitimate, all they can do is sue. Have them put their proof in writing.

Service for mailbox store addresses is addressed in California Code, Code of Civil Procedure CCP § 415.20

Selected as the best answer