The first issue is was this caused by Malpractice. It could be malpractice. Malpractice means that a health care provider violated the standard of...

You cannot and should not. Instead, prepare the summary and provide it to attorneys. Note that good attorneys are very busy and may need their...

If “should not have happened “ is meant to be that this occurred due to the health care provider violating the standard of care, then there is...

Yes they could proceed against some, but not all, of your assets as they are currently held. A payment negotiation may be best.

Check the TERMS of the company and follow that for making a claim and initiating arbitration. If this is a regular practice of the company,...

Consult with experienced criminal defense attorneys. Use the Avvo search tool to find an attorney. https://www.avvo.com/find-a-lawyer

The notice sent to the wrong address does not prevent a lawsuit. Note, You must respond in the legal way and on time with, for example a...

It may be a scam. Whenever one is unsure, give no information, demand proof in writing (do not give your address or other information),...

Your situation cannot be simply answered. The documents must be reviewed and the law compared to the facts. Consult with experienced attorneys.

It may be time to consider bankruptcy. You may be wasting money to continue to pay. Consult with experienced and ethical attorneys.