No. For valid substitute service, service must have occurred in an adult. While you may be able to challenge service, it may not be worth...

It may be a scam. If not it is illegal debt collection. Whenever one is unsure if it is legitimate or not, give no information, demand...

The statute of limitations is only relevant as to the date of filing a lawsuit. Of the filed the lawsuit within the deadline, there is no longer a...

If the attorney check was written to you, that is different than if written to your friend. But it either case you have a claim against your...

Look into a motion to set aside if a default judgment was entered against you. You must do this right away.

It may be a scam. Whenever one is unsure, give no information, demand proof in writing (do not give your address or other information), and...

There are many tools and techniques of judgment collection, including debtor examinations, written discovery, liens, levies and garnishments. The...

You would have a viable malpractice case if what the doctor did or failed to do was a breach in the standard of care and the breach caused...

——— You can sue the co-signor. But you are still responsible for the debt. Consult with experienced attorneys. ———

Yes there are protections but there are collection procedures that can be taken to accomplish collection.