It should be in writing. No particular form is required.

This extremely strange. Hire an attorney to look into this.

It depends on the settlement agreement.

Bankruptcy will allow you to start over. Otherwise negotiate a payoff.

Yes. But in some states what occurs in mediation is not admissible. Consult with an experienced attorney. Use the Avvo search tool to find an...

Absolutely. This is fraud of the worse kind.

Review the court file and have an experienced attorney review all the court filings.

You may have to obtain the payment proof from the debt collector to provide to the DMV.

Yes. You will need experts to test the water and determine cause. Consult with an experienced attorney. Use the Avvo search tool to find an...

Yes. Judgments in California accrue 10% interest.