Send a written demand to the creditor and proof of ruling to the credit union.

Yes, if they are unable to personally serve you, their option is publication.

The kids will be required to pay the debts from your assets.

There is no case against the shelter.

In some states, and in the Federal Courts, you must disclose all evidence without request.

Yes. But there are important reasons to also do a debtor exam order.

Even if the contract has an “as is” clause, you might have a case for fraud.

Possibly, it is not clear why what occurred increased payments. Consult with an attorney in your state.

The town may be immune from a lawsuit for injuries. You need to consult with an attorney in your state who is knowledgeable about suing...

Many California Courts have clinics or advisors for self represented persons. Check that Court's website for contact information.