Judgments might or might not show on credit reports. You can submit the judgment to the credit reporting agencies. Attorney fees are not added...

You need to research a claim of exemption. Bankruptcy is also a possibility.

They need to prove the claim. It appears to be a scam. Ask them to mail you at the address they have.

You need to take steps to bring the case to trial.

Yes you can be sued over $315. The tactics you mention indicate the callers may be a scam.

If there is a court judgment against you they can garnish your wages. Review the court file where the judgment was obtained.

Find the court case on which the judgment is based to determine if it is lawful.

Once you have a judgment you simply get the proper papers and have them served on the employer in the legal method.

Search your local court’s records online.

They need to get a judgment to garnish wages. The judgment may earn interest at the legal or contract rate. The interest, attorney fees and costs...