Review the documents signed with the school.

They can, but you should try to negotiate further with them and consult with a bankruptcy attorney-a payment plan can be forced by the bankruptcy...

They cannot levy your bank account until they sue you and get a judgment. Consult with experienced FDCPA/debt collection defense attorneys in...

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It has the signs of a scam. Monitor court records to see if you are sued.

They cannot garnish your wages until they sue you and get a judgment. See an experienced collection defense attorney.

It could be just about anything, settlement, a check, withdraw from the case, an important notice.

You must have the lawsuit filed prior to expiration of the statute of limitations--an attorney can be hired anytime.

Yes you have a lawsuit if you can prove it was them not you that caused the infestation.

Yes, this is a lawsuit. Consult with experienced personal injury attorneys in your state.

Determining who to sue is generally a choice of the attorney unless the attorney is advised otherwise.